Why Travel Insurance is a Must - Coverwise Review
Travel insurance isn’t something most of us think about until something goes wrong. But the truth is — no matter how carefully you plan your getaway — things can happen that are completely out of your control. Flight cancellations, lost luggage, medical emergencies abroad, even natural disasters… and suddenly your dream trip can turn into a nightmare.
That’s why I never travel without insurance anymore. It’s one of those things you hope you’ll never need, but when you do, it can save you hundreds — sometimes thousands — of pounds and a lot of stress.
Why Travel Insurance Matters More Than Ever
If the last few years have taught travellers anything, it’s that unexpected events can disrupt even the best-planned trips.
Whether it’s airport fires, airline strikes, weather delays, or sudden illness, travel can be unpredictable.
Without insurance, you could be left footing the bill for re-booked flights, lost luggage, or emergency medical care abroad — and trust me, those costs add up fast.
Many people skip it because they want to “save money,” but the irony is that travel insurance often costs less than a single airport meal — and can protect you from losing your entire holiday investment.
My Personal Experience: Why I Use Coverwise
When I first started travelling more frequently, I wanted insurance that was reliable, affordable, and easy to manage online. After comparing different providers, I came across Coverwise, and honestly — they’ve been my go-to ever since.
I’ve actually used Coverwise during one of my trips when a flight disruption left me stranded, and their claims process was smooth and straightforward. I was able to submit everything online, got regular updates, and the outcome was fair and timely.
That experience made me realise how important it is to choose an insurer that genuinely supports its customers — not just one that looks good on paper.
Now, as someone who shares travel tips for a living, I only recommend companies I’ve personally used and trust — and Coverwise is at the top of that list.
What Makes Coverwise Stand Out
Here’s what I love most about Coverwise:
✅ Affordable prices – Great value, even for comprehensive cover.
✅ Backed by AXA Insurance – One of the most trusted names in the industry.
✅ Flexible options – Choose single-trip or annual multi-trip cover.
✅ Excellent medical cover – Up to £20 million for emergency expenses abroad.
✅ Covers delays, cancellations, and lost luggage – so you’re never left stranded.
✅ Optional extras – Gadget cover, winter sports, and even COVID-19 protection.
Whether you’re taking a quick weekend break or a long-haul adventure, there’s a policy that fits your trip and your budget.
Tip from Your Travel Bestie
Before every trip, I always take five minutes to check my insurance details — make sure the dates, destinations, and extras match what I’ve booked. It’s one of those quick steps that give me total peace of mind.
I also recommend saving a digital copy of your policy and claim instructions in your phone notes or email. That way, if something goes wrong, you’re not scrambling to find your documents.
Ready to Protect Your Next Trip?
If you’re planning a holiday soon, you can get a quick quote from Coverwise in minutes. Just fill in your trip details and see how affordable good protection can be.
💬 Final Thoughts
Travel is one of the best investments you can make in yourself — but it’s also one of the easiest to lose if things go wrong. Having travel insurance doesn’t just protect your money; it protects your peace of mind. So whether you’re heading on a solo city break, a family holiday, or that big bucket-list adventure, make sure you’re covered.
Trust me — it’s worth every penny.
And if you’re wondering which insurer I personally use and recommend?
It’s Coverwise, every time.